Arham Mirkar
Arham built the entire Card Wise app independently, from scratch. As its founder and sole developer, he turned the idea into the app people use today.
Make more of
what's in your wallet.
Card Wise began with a simple idea: the benefits of your bank cards should be easy to find and use. Today, we help people across Pakistan discover nearby offers, compare estimated savings before paying, and keep a record of the savings they actually receive.
Card Wise is operated by Card Wise (Pvt.) Ltd., a registered private limited company. For product support, partner onboarding, and business inquiries, reach out at support@cardwise.pk.
Built in Pakistan. For everyday life.A good idea.
A good idea.
Built into your
everyday app.
From a nearby coffee to your next shopping trip, Card Wise helps you find the value already available through your cards.
The people behind Card WiseAn idea. A direction.
An idea. A direction.
An app built from scratch.
Muhammad Adil
Muhammad originated the idea for Card Wise and provided its direction and business objectives, helping shape the purpose behind the product.
Together, they bring the original vision, business direction, and independent development behind Card Wise to a shared goal: helping people make better decisions before every payment.
What Makes Us Different
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Comprehensive Data
We aggregate deals across all major Pakistani banks and cards, ensuring you never miss an opportunity to save on dining, shopping, and travel. Our data is powered by DataLayer — Pakistan's enterprise data infrastructure for financial and merchant data.
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Clarity before you pay
Today's Card Wise app helps you discover offers and compare estimated savings. It does not process payments or handle your money. CardWise Pay is a separate experience in development.
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Privacy First
Select your bank and card type to find relevant deals. Card Wise does not need your full card number, CVV, or banking password. You control your saved cards and preferences.
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Built in Pakistan
Designed specifically for the local market, understanding the unique landscape of Pakistani retail, dining, and banking partnerships.
We're here to help
Card Wise (Pvt.) Ltd.
Have questions, partnership inquiries, or need assistance navigating your deals?